Finding the best loan shouldn't be complicated.
We compare lenders, handle the paperwork, and we give you a reward for your loan.
Built to be simple friendly for everyday borrowers.
3-Step Borrowing
From "I need a loan" to "Approved & rewarded".
-
1
Tell us what you need
A quick chat about your goals and situation.
-
2
We compare & negotiate
We compare loans and negotiate features, rates and fees for you.
-
3
Settle & get rewarded
After settlement you receive your Reward Voucher*.
Example Reward
$500
On a $500,000 loan you'd receive a $500 Reward Voucher 12 months after settlement*.
Ongoing loyalty
Plus $100 each year you stay with the loan.
We keep reviewing your loan so you stay on a great deal.
Massive Savings
We find sharp rates and fee structures.
Save Time
We handle calls, paperwork and follow-ups.
Get Paid
$100 Reward Voucher for every $100k of loan value at settlement.
SIMPLE, CUSTOMER-FOCUSED JOURNEY
Three steps from “Where do I start?” to “That was easy”.
Tell us what you need
A few questions about your goals and timing.
We compare & negotiate
We compare lenders and shape the loan with you in mind.
Settle, exhale & get rewarded
We guide settlement and send your reward voucher.
OUR VALUE & REWARD
The Octopus Advantage: better rates, less hassle, real rewards.
We combine expert loan broking with a built-in reward program.
Customer reward
Get rewarded for borrowing smarter.
Receive a $100 Reward Voucher for every $100,000 of your total loan value when your loan settles*.
Loyalty built in
Stay with us, keep earning.
For every year you stay on the loan arranged through us, you receive an extra $100 voucher.
The difference a better rate can make
Even a small rate difference can add up to thousands over the life of your loan.
SERVICES · WHAT WE BROKER
One friendly team, many lending solutions.
For first-time buyers, refinancers and investors.
- • First home purchase support
- • Refinancing to sharper rates
- • Investment property strategies
Structured finance to help your business grow.
- • Business acquisition & growth
- • Commercial property purchases
- • Fit-out and working capital facilities
For life’s big moments and smart consolidations.
- • Car and vehicle finance
- • Renovations & upgrades
- • Debt consolidation support
Keep your business moving with the right asset funding.
- • Equipment & machinery
- • Fleet & commercial vehicles
- • Specialised asset finance solutions
TRUST & MEMBER STORIES
Real people, real savings.
Clients value smart guidance, clear communication and reward vouchers.
“Octopus Lending made refinancing painless. They found a sharper rate than our bank and guided us through.”
“Our broker handled everything for our commercial purchase. We could focus on the business instead of chasing paperwork.”
ACCESS TO A WIDE LENDER PANEL
We compare options across a broad range of lenders.
CONTACT & ABOUT US
Meet Octopus Lending: smart, flexible, and on your side.
Our mission is to simplify finance so everyday borrowers feel informed and supported.
As licensed, independent brokers, our first priority is the outcome that suits you, not a particular bank or product.
Why “Octopus”? Octopuses are intelligent and adaptable, like our approach with multiple “arms” working behind the scenes for you.
Book a free, no-obligation chat
Share a few details and a broker will be in touch.
READY WHEN YOU ARE
Save time. Save money. Get rewarded to borrow smarter.
Get started now and let Octopus Lending do the heavy lifting.