SERVICES • WHAT WE BROKER

Loans that fit real life, not the other way around.

Home, business, car, renovation and equipment loans for your next move.

🏡 Home Loans

First-time, refinance, investment.

🏢 Commercial

Premises & growth funding.

🚗 Personal Loans

Cars, renovations, debt reset.

⚙️ Asset Finance

Equipment & specialised assets.

At a glance

Home & investment

Owner-occupier, investor & refinance

Business & commercial

Premises, cash flow & growth

Personal lending

Cars, renovations & debt reset

Asset finance

Equipment, vehicles & more

Home Loans

Your home, backed by a smart loan.

Whether it’s your first home, next step or an investment, we help make the process manageable.

We help with

  • • First home buyers.
  • • Refinancing to a better structure.
  • • Investment loans across multiple properties.
  • • Structuring offsets, redraw and fixed / variable splits.

Personal Loans

Personal lending for key purchases.

We find personal lending that fits your plans and cash flow.

Cars & vehicles

Car loans for new or used vehicles, shaped to your budget.

Renovations

Funding for upgrades, extensions or refreshes.

Debt reset

Consolidating higher-interest debts into a clearer structure.

Commercial Loans

Smart lending that reflects real business.

From securing premises to working capital, your lending should move with your business.

  • • Owner-occupied commercial property.
  • • Investment commercial property.
  • • Business loans for growth, stock or cash-flow management.
  • • Structures aligned to variable income.

We can work with your accountant or adviser.

Asset Finance

Keep operations moving with the right tools.

We finance equipment and assets so you can grow or upgrade without draining working capital.

Vehicles & fleets

From single vehicles to small fleets, with structures that suit you.

Machinery & equipment

Tools and machinery for your operations.

Specialised assets

Industry-specific equipment needing tailored options.

Flexible structures

Chattel mortgages, hire purchase and other structures.

How we work with you

Same process for every loan.

Each service follows a simple process to keep you informed.

Step 1

Understand your plans

We listen to your goals and timeframe.

Step 2

Research & compare

We explore lenders and products that fit your situation.

Step 3

Present clear options

We show a shortlist with pros and cons.

Step 4

Handle the paperwork

We manage applications, lender conversations and settlement admin for you.

Not sure which service fits your next move?

Tell us what you’re trying to do and we’ll match it to a loan type and explain your options.

Ask where you fit

Ready to explore your options?

Tell us your plans, and we’ll connect you with the right loan type.

One conversation clarifies which service fits your goals and what the numbers look like.

  • • No cost to chat with a broker.
  • • No obligation to proceed.
  • • No credit score impact for an initial enquiry.

By submitting, you agree to be contacted by a licensed Octopus Lending broker.